IBAN

International Bank Account Number (IBAN)
The IBAN concept was developed by ECBS and by the International Organization for Standardisation (ISO) and is an internationally agreed standard. It was created as an international bank identifier, used to uniquely identify the account of a customer at a financial institution, to assist error-free cross-border customer payments, and to improve the potential for straight-through processing (STP), with a minimum amount of change within domestic schemes.
　际银行标准账号（IBAN）不了收款人帐号，同时还含了收款人银行信息，使用际银行标准账号便于款准确抵达收款人银行，在欧元区欧元际银行标准账号（IBAN）是必须，另外一些银行对不提供IBAN非欧元款也要加收手续费。目前英还不是欧元，向英款不是必须有际银行标准账号。但如果没有这一帐号，最好提供入行SORTING CODE（IBAN中含了这一代码），这样可以加快收款速度。当然如果您是通过内中银行向英中银行款，也可提供收款人姓名和账号。不过如果能有IBAN是最好，IBAN一般在银行对帐单上都有显示，如不清楚，可向开户银行询问。